By: Ramon Camarena

General Contractor / Owner


Repair, improvement & remodeling

Before you take the bait of a lowball price for a home remodeling project, make sure that you are working with a state licensed contractor, or that low price could turn into a financial nightmare.

Besides the potential of ending up with shoddy work, painfully long projects, increased costs from the original quote, and inferior materials, homeowners hiring unlicensed contractors open themselves up to incredible risk, liability and financial headaches, including the following:

One: Should a problem arise, you may not have any recourse, as a contract with an unlicensed contractor may not be legally enforceable.

Two: Homeowner assumes financial responsibility should the project become problematic.  And without a state contractor’s license, it will be hard to sue him in a court of law.

SCENARIO: Your contractor sends a guy to hang your siding who proceeds to strike a nail through your water pipe. Instant flooding. The sheetrock, insulation, carpet and hardwood floors now need to be replaced. You can scream all you want for the contractor to pay to replace the damaged areas, but if he does not have liability insurance, then he has no way to cover the loss.

Three: Homeowner assumes liability should a worker be injured on their property.

Four:  Homeowner assumes liability should the project not meet code.

If the work does not meet local building codes, or the contractor doesn’t pull the necessary permits (which an unlicensed contractor cannot do), you will be responsible for making the repairs to meet code at an additional cost to you.

Five: Homeowner assumes liability should project cause future damage to home.

Allowing work to be performed by an unlicensed contractor could also void your homeowner’s insurance policy, should a claim arise as a result of that work.

Six: Homeowner assumes liability for payment to subcontractors and is subject to liens.

Have questions or concerns?  Need help fixing another contractor’s mistake?  

Call me today at 760.899.6164


Ramon Camarena


Repair, improvement & remodeling

Serving my neighbors of McSweeney Farms | Hemet, CA


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