Disclosure Statement

Stephen Kelly Gallaher

Name of financial adviser:

Stephen Kelly Gallaher

Physical address:

214 Main Road, Tawa, Wellington 5028

Postal address:

PO Box 51-203, Tawa, Wellington 5028

Trading name:        

TFS Financial Planning Limited

Telephone number:

04 232 9005

Fax number:        

0800 822 999

Email address:        

steve@tfsca.co.nz

This disclosure was prepared on 11 September 2015

It is important that you read this document

This information will help you to choose a financial adviser that best suits your needs.  It will also provide some useful information about the financial adviser that you choose.

What sort of adviser am I?

I am a registered, but not authorised, financial adviser.

I can give you advice about a range of mortgage products including, but not limited to:

What should you do if something goes wrong?

If you have a problem, concern, or complaint about any part of my service, please tell me so that I can try to fix the problem.

If we cannot agree on how to fix the issue, or if you decide not to use the internal complaints scheme, you can contact Financial Services Complaints Limited (FSCL) External Disputes Resolution (EDR) Scheme. The FSCL EDR Scheme has been set up specifically to deal with disputes arising out of Financial Products and Services.

This service will cost you nothing, and will help us resolve any disagreements.

You can contact FSCL EDR Scheme at—

Address: PO Box 5967, Lambton Quay, Wellington 6145.

Telephone number: 0800 347 257 or 04 472 3725

Email address: info@fscl.org.nz

How am I regulated by the Government?

You can check that I am a registered financial services provider and an Authorised Financial Adviser at http://www.fspr.govt.nz

The Securities Commission authorises and regulates financial advisers. Contact the Securities Commission for more information, including financial tips and warnings. You can report information or complain about my conduct to the Securities Commission, but in the event of a disagreement, you may choose to first use the dispute resolution procedures described above (under What should you do if something goes wrong?.)

Declaration

I, Stephen Kelly Gallaher, declare that, to the best of my knowledge and belief, the information contained in this disclosure statement is true and complete and complies with the disclosure requirements in the Financial Advisers Act 2008 and the Financial Advisers (Disclosure) Regulations 2010.

Signed:

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Stephen Kelly Gallaher

REV: 20150911a