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Topics of Mathematics
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Topics of Math

Purpose of the Document:  This document provides an overview of this course.  The information provided below is designed to support students, parents, and the school community to understand the major content of the course and the standards used to design it.  To support the needs of students, teachers may make adjustments as needed.  Please contact your child’s teacher and/or review the course Schoology page with your child for additional information.

Program Vision:  The vision of the Secondary Math Ohana is to provide students with a supportive learning environment that encourages all learners to realize their potential as productive members of our community. Our department ensures that:

Program Mission:  The mission of the Secondary Mathematics Department is to ensure the success of all learners by providing multiple opportunities for students to strive for mastery of concepts. We strive to create an environment that empowers students to become confident and competent problem solvers.

Course Description:  This course is designed for Juniors and Seniors as a course in Financial Algebra and designed for students who may need more time to develop a deep understanding of the underlying algebraic and statistical concepts before taking Algebra II or Algebra IIA. Students will explore mathematical concepts through the lens of personal finance, savings accounts, checking, investments, loans, credit cards, employment, taxes, mortgages, and more. Each unit combines algebra and statistics with meaningful applications. One financial project is required in each marking period as part of the course. Please note that once a student has completed Algebra II or Algebra IIB, this course is no longer a viable option. Please also note that this course currently meets the local requirements for graduation, but does not meet the minimum course requirements for college admission by the University System of Maryland nor the requirements set by the NCAA.


MARKING PERIOD ONE (September - November)  

Marking Period Topics at-a-Glance

     Discretionary expenses

     Banking services

     Investments

Standards Taught

Topics of Math is a course designed around Maryland’s College and Career Readiness Standards (MCCRS) for Algebra 1 and the standards for financial literacy.

This link takes you to the MCCRS standards for Algebra 1.

This link takes you to the Maryland Financial Literacy Standards

How students are graded:

  • 2 summative assessments — county created (40% of the grade)
  • 1 summative project — county created (20% of the grade) — students choose one of four possible projects
  • 6-9 formative assessments — a mix of teacher-created and county-created (40% of the grade). Formative assessments may include homework and classwork as an assessment for learning
  • Check your teacher’s grading policy for retest, late work, and other guidelines for grading.

Resources:

  • Financial Algebra: Advanced Algebra with Financial Applications, 2nd edition (2021) is the primary resource for the course.

Home and School Connection

  • One of the best ways to help your students is to examine all of the possible financial calculators and the importance of financial literacy. Start with this link and then examine all of the financial calculators on the right side of the webpage.
  • Ask your students which project they chose and assist.
  • Teachers will distribute a study guide for each test. Please review this study guide with your student.
  • Please check the teacher’s Schoology page for additional resources and support.

MARKING PERIOD TWO (November - January)  

Marking Period Topics at-a-Glance

●  Investments

●  Consumer credit and loans

●  Automobile ownership

Standards Taught

Topics of Math is a course designed around Maryland’s College and Career Readiness Standards (MCCRS) for Algebra 1 and the standards for financial literacy.

This link takes you to the MCCRS standards for Algebra 1.

This link takes you to the Maryland Financial Literacy Standards

How students are graded:

  • 2 summative assessments — county created (40% of the grade)
  • 1 summative project — county created (20% of the grade) — students choose one of four possible projects
  • 6-9 formative assessments — a mix of teacher-created and county-created (40% of the grade). Formative assessments may include homework and classwork as an assessment for learning
  • Check your teacher’s grading policy for retest, late work, and other guidelines for grading.

Resources:

  • Financial Algebra: Advanced Algebra with Financial Applications, 2nd edition (2021) is the primary resource for the course.  

Home and School Connection

  • One of the best ways to help your students is to examine all of the possible financial calculators and the importance of financial literacy. Start with this link and then examine all of the financial calculators on the right side of the webpage.
  • Ask your students which project they chose and assist.
  • Teachers will distribute a study guide for each test. Please review this study guide with your student.
  • Please check the teacher’s Schoology page for additional resources and support.


MARKING PERIOD THREE (January - April)  

Marking Period Topics at-a-Glance

●     Auto Insurance

●     Depreciation

●     Employment

●     Income Taxes

Standards Taught

Topics of Math is a course designed around Maryland’s College and Career Readiness Standards (MCCRS) for Algebra 1 and the standards for financial literacy.

This link takes you to the MCCRS standards for Algebra 1.

This link takes you to the Maryland Financial Literacy Standards

How students are graded:

  • 2 summative assessments — county created (40% of the grade)
  • 1 summative project — county created (20% of the grade) — students choose one of four possible projects
  • 6-9 formative assessments — a mix of teacher-created and county-created (40% of the grade). Formative assessments may include homework and classwork as an assessment for learning
  • Check your teacher’s grading policy for retest, late work, and other guidelines for grading.

Resources:

  • Financial Algebra: Advanced Algebra with Financial Applications, 2nd edition (2021) is the primary resource for the course.

Home and School Connection

  • One of the best ways to help your students is to examine all of the possible financial calculators and the importance of financial literacy. Start with this link and then examine all of the financial calculators on the right side of the webpage.
  • Ask your students which project they chose and assist.
  • Teachers will distribute a study guide for each test. Please review this study guide with your student.
  • Please check the teacher’s Schoology page for additional resources and support.


MARKING PERIOD FOUR (April - June)  

Marking Period Topics at-a-Glance

●   Income taxes

●   Independent living

●   Mortgages

Standards Taught

Topics of Math is a course designed around Maryland’s College and Career Readiness Standards (MCCRS) for Algebra 1 and the standards for financial literacy.

This link takes you to the MCCRS standards for Algebra 1.

This link takes you to the Maryland Financial Literacy Standards

How students are graded:

  • 2 summative assessments — county created (40% of the grade)
  • 1 summative project — county created (20% of the grade) — students choose one of four possible projects
  • 6-9 formative assessments — a mix of teacher-created and county-created (40% of the grade). Formative assessments may include homework and classwork as an assessment for learning
  • Check your teacher’s grading policy for retest, late work, and other guidelines for grading.

Resources:

  • Financial Algebra: Advanced Algebra with Financial Applications, 2nd edition (2021) is the primary resource for the course.

Home and School Connection

  • One of the best ways to help your students is to examine all of the possible financial calculators and the importance of financial literacy. Start with this link and then examine all of the financial calculators on the right side of the webpage.
  • Ask your students which project they chose and assist.
  • Teachers will distribute a study guide for each test. Please review this study guide with your student.
  • Please check the teacher’s Schoology page for additional resources and support.

Cecil County Public Schools                                                                July 5, 2023