Dave Ramsey Textbook Challenge Form
How To Guide
DEADLINE TO SUBMIT: 9/17/23
To begin, go to: https://ryu.pasco.k12.fl.us/oll-mform/view.php?id=223494
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You can respond as a parent/guardian or as a Pasco resident. If you do not want to share your student’s name/DOB/ID and grade level, respond as a resident. The other questions asked are the same on both forms. |
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Below each question you will find sample answers to assist you.
What is objectionable about the material? (Please be specific, cite pages, chapters etc.)
Inclusion of biblical references throughout the text.
Lack of alignment with state standards and omission of responsible debt management guidance.
Neglects essential math literacy and fluency prerequisites crucial for financial literacy mastery.
Encouragement of commercialism in education, promoting the purchase of additional Ramsey materials by students and parents.
Potential violations of HB7, with concerns regarding ridicule of Title I students and parental rights infringement.
Infringement on First Amendment principles.
Absence of accreditation as an educational institution.
Authored by a radio host with a history of public deception.
What negative impact, if any, do you feel would result from students using this material?
Using Dave Ramsey's financial literacy textbook could lead to various negative consequences for students.
The textbook does not align with state or national financial literacy standards, therefore students will not receive the necessary preparation for standardized tests or real-world financial challenges.
The omission of responsible debt management guidance within the textbook may leave students ill-prepared to make informed financial decisions, potentially resulting in financial difficulties in the future.
Skipping over essential math literacy and fluency skills required for financial literacy could hinder students' ability to apply financial concepts effectively. It could result in a loss of comprehensive financial literacy, which is critical for the social mobility of our Title I students. For example, they may be steered towards the belief that saving money during high school solely for college expenses is sufficient, potentially limiting their overall financial education.Ramsey's approach tends to emphasize individual responsibility and does not address broader systemic issues affecting a person's financial situation.
Encouraging students and parents to purchase additional Ramsey materials creates a perception of commercialization within the educational environment, undermining student and parent trust.
Violations of HB7 due to the book ridiculing certain student groups could have expensive legal implications.
Because this textbook is promoting a specific religious viewpoint, it raises First Amendment concerns.
The lack of accreditation of the author, and his history of defrauding the public raises ethical concerns and calls into question the credibility and effectiveness of the text.
What aspects of this material did you consider appropriate for student use?
The consideration of less debt is appropriate. However, there are few positive aspects in this text, and it raises concerns about its appropriateness, alignment with established standards, potential First Amendment implications, as well as its practicality for teachers, which could lead to questions about the efficient utilization of taxpayer funds.
Did you examine all of this material? If you answered "No", please explain what parts of the material you did examine.
Yes, I have examined all 12 chapters and viewed the videos.
To view the text :
https://ramseyclassroom.com/#/sign-in/
Username: Studentdemo@pasco.k12.fl.us
Password: Personalfinance
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