Easy Ways to Save Lots More Money!
Paul Stilwell
Credit Cards, CashBack and More
For many of us our “disposable income” is a fraction of total income, so saving money can have an important impact on our standard of living! Missionaries like myself tend to get good at saving money over time! These tips are probably not for those who carry balances on their credit cards, but for serious, disciplined savers! I have not included some more tedious savings techniques, since our time is valuable.
I regularly use all of the following savings tricks (CTRL Click all links)...
EXPENSE | SAVE | HOW | EXPLANATION & TIPS |
ALL GAS purchases | 5% | Redeem points as direct deposit or credit. Save even more by finding the cheapest gas station in your area: www.gasbuddy.com | |
Walmart online | 10% | UPromise.com portal + UPromise credit card | Must start with the UPromise.com portal, then use your UPromise credit card to purchase. Most all items except fresh food can be ordered from Walmart.com; Free shipping to your home on orders over $50 |
all online BOOK SITES | 10% | UPromise.com portal + UPromise credit card | Must start with the UPromise.com portal, then use your UPromise credit card to purchase. |
KwikTrip in-store | 10% | Cash certificates sent to you every 3 months | |
McDonalds, etc | 16% | Purchase gift cards online atgiftcardgranny.com | www.giftcardgranny.com is a giftcard re-seller search service which points you to the best deals for giftcards at many venders |
Autozone | 25% | Purchase gift cards online atgiftcardgranny.com | Save even more by joining the Autozone points program (5 purchases over $20 = a $20 credit) |
all AIRLINE purchases | 5% | Redeem points for Amazon gift cards, etc Save even more by using flights.google.com and by signing up for price alerts at airfarewatchdog.com | |
all HOTEL purchases | 5% | Save even more by using Priceline’s “Express Deals” | |
most ONLINE shopping | 4% | Ebates.com portal + Ebates Visa credit card | You will receive at least 1% back using the portal, plus 3% using the card at online stores like ebay, amazon, newegg and many more |
EVERYTHING else | 2% | This includes anything you can use a credit card for!!! Redeem as credit balance etc |
Cashback app tracker | Chrome extension for cashback programs: Cashback Watch | This Chrome app points you to the best cashback programs per the web site you are visiting. The best are usually TopCashBack and BeFrugal |
Best Free Online Bookkeeping | Organizes all bank accounts, credit card accounts, investment accounts in one place! Owned by Intuit (Quicken and Quickbooks) | |
Points and Awards Organizer | Tracks balances for most points and rewards programs Also easily tracks trips: flights, hotels, etc |
Find the cheapest gas prices in your area fast, add to “Favorites” | ||
Best site for researching tires and having them shipped free to a local tire mounter of your choice (mounting prices comparison) | ||
Books: dealoz.com | Save a lot by using this search engine for the best deals buying and selling books (new & used). Use with the UPromise portal and card above for even more savings! | |
Best site for comparing the cheapest flights for flexible travel among [almost] all airlines. Save more by signing up for price alerts at airfarewatchdog.com | ||