Steps how to budget

1.  Sort your bills in separate piles from weekly, fortnightly, monthly, quarterly
2. (ie. Rent, phone, water, electricity, school, clothes, food shopping, petrol/gas, car rego etc)
1. Divide each bill to how often you get paid.

I get paid weekly so I divide my monthly phone bill up by 4weeks. For example my bill is \$70, divide it by 4 = \$17.50. My electricity is quarterly, divide it by 12 weeks. (3months is 12weeks)

EXAMPLE: Paid Weekly

 Weekly Fortnightly Monthly Quarterly Annual Rent \$250 Insurance \$25 Phone \$70 Water \$300 Rates \$500 Total \$250 Total \$25 Total \$70 Total \$300 Rates \$500 A\$250 Divide by 2 B\$12.50 Divide by 4 C\$17.50 Divide by 12 D\$25 Divide by 52 E\$9.60 Total =A+B+C+D+E\$314.60

EXAMPLE: Paid Fortnightly

 Weekly Fortnightly Monthly Quarterly Annual Rent \$250 Insurance \$25 Phone \$70 Water \$300 Rates \$500 Total \$250 Total \$25 Total \$70 Total \$300 Rates \$500 Times by 2 A\$500 B\$25 Divide by 2 C\$35 Divide by 6 D\$50 Divide by 52 E\$19.20 Total =A+B+C+D+E\$629.20