Dear Homeowner,

It has come to the bank’s attention that you have been delinquent in your mortgage payments by six months. Per the mortgage agreement, you are required to make monthly payments in the amount of 987.65. To this date you currently owe 5,925.90 with a late fee penalty of $50 per month.

Please call the nearest bank branch to discuss payment options. Failure to pay your mortgage can lead to eviction and repossession from the bank. We look forward to hearing from you soon.