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[Business Name]Business Startup Costs
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FUNDINGEstimatedActualUnder/(Over)
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Investor Funding{42}
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Owner 110,0009,600400← Amount to be contributed by an owner
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Owner 25,0005,500(500)
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Other← Add above this line. Other Investor Funding (minority owners, etc)
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Total Investment15,00015,100(100)
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Loans
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Bank Loan 1← Funds available from Bank Loans
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Bank Loan 2
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Non Bank Loan 1← Add above this line. Funds available from other types of loans
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Total Loans000
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Other Funding
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Grant 1← Funds from other sources such as Government grants.
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Other← Add above this line. Funds from any other sources.
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Total Other Funding000
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Total FUNDING15,00015,100(100)← Total Available Funds for Startup
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COSTSEstimatedActualUnder/(Over)
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Fixed Costs
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Advertising for Opening← Initial advertising push. May include Grand Openings, Open Houses, etc.
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Basic Website← Design and creation of a basic website
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Brand Development← Creation of a Name, Logo and theme
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Building Down Payment← Down payment for the purchase of a building/land
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Building Improvements/Remodeling← Sometimes referred to as Leasehold Improvements
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Business Cards/Stationery← Business cards, letterhead, flyers, brochures, menus, etc.
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Business Entity← Creation of a business entity such as a Partnership, LLC or Corporation.
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Business Licenses/Permits← City license, health permits, liquor permits, safety licenses, etc.
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Computer Hardware/Software
← Computers, printers, back up drives, networking hardware, industry specific software or custom software/database.
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Decorating← Plants, pictures, window treatments, etc.
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Franchise Start Up Fees← One time franchise startup fees
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Internet Setup Deposit← Basic deposit on internet service and associated hardware
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Lease Security Deposit← Deposit for lease of a building
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Legal/Professional Fees← Legal, accounting, etc.
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Machines & Equipment
← Scales, copiers, fax machines, dollies, packing machines, etc. Depends on your business.
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Office Furniture/Fixtures← Cubicles, desks, chairs, counters, display cases, storage racks
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Operating Cash (Working Capital)← Cash reserve for normal business operations
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Point of Sale Hardware/Software
← cash drawers, point of sale software, receipt printers, bar code scanners, credit card machines
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Prepaid Insurance← Certain types of insurance must be prepaid
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Public Utilities Deposits← Deposit for public utilities such as water, gas and electricity.
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Reserve for Contingencies← Desired amount of cash to be held in reserve for unforeseen costs and issues
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Security System Installation← Purchase and installation of a security system (if needed)
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Setup, installation and consulting fees
← Fees for consultants (Business, IT, Marketing) and setup of computers, equipment, etc.
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Signage← This would include store front, window, door and street signs.
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Starting Inventory← Inventory required to open your doors
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Telephone← Includes Cell Phones
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Tools & Supplies← Includes office suppliers, cleaning supplies, etc.
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Travel← May include travel to visit suppliers or distributors.
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Truck & Vehicle
← Include any equipment or vehicles for any significant warehousing needs (forklifts, dollies, pallet jacks)
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Other 1 (specify)← Include lines items specific to your business.
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Other 2 (specify)← Add new lines above this line
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[42]Total Fixed Costs000
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Average Monthly Costs
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Advertising (print, broadcast and Internet)← Ongoing advertising and promotion costs
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Business Insurance← Business insurance costs including building, inventory and liability.
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Business Vehicle Insurance← Insurance for your company vehicles
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Employee Salaries and Commissions← Do not forget to include any costs for employee benefits
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Equipment Lease Payments← Payments for equipment that is leased
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Inventory, raw materials, parts← Ongoing purchase of inventory and raw materials to keep your business running
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Franchise Fee← Monthly franchise fees such as percentage of sales and marketing co-op fees.
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Health Insurance← May be for the owners or all employees.
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Internet Connection← Fee for having an internet connection to your building.
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Loan and Credit Card Interest & Principal← Interest and principal payments on any loans or credit cards.
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Legal/Accounting Fees← On going fees for taxes, payroll or other legal issues.
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Merchant Account Fees
← Fees for maintaining a merchant account (ability to accept and process credit and debit cards)
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Miscellaneous Expenses← Other miscellaneous costs associated with your business
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Mortgage Payments← Mortgage payments for land or buildings you have purchased
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Lease Payment← Lease payment if you are leasing your facilities
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Owner Salary← Don't forget contributions to retirement plans or HSAs.
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Payroll taxes or Self-employment tax← Self Employment and payroll taxes can add up and often have to be paid quarterly.
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Postage/Shipping Costs← Includes shipping fees as well as packing supplies (boxes, filler, paper, tape)
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Security System Monthly Payment← Monthly fee for maintaining an alarm system.
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Supplies← Any and all supplies including inks, toner, cleaning, paper towels, toilet paper, etc.
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Telephone6365(2)← Also includes cell phones
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Travel← Travel such as site visits, sales calls, customer meetings.
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Public Utilities← Water, gas, electricity, telephone
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Website Hosting/Maintenance24159← Monthly fee for having your website hosted and maintained by a 3rd party
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Other 1 (specify)← Include lines items specific to your business.
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Other 2 (specify)← Add new lines above this line
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Total Average Monthly Costs87807
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x Number of Months6
← Insert the estimated number of months until your company will have enough income to sustain itself.
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Total Monthly Costs52248042
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Total COSTS52248042
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SURPLUS/(DEFICIT)14,47814,620(142)
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