Ingredients
10 eggs ($.73)
1 cup milk ($.12)
1/8 cup favorite syrup ($.25)
1/2 tsp cinnamon ($.03)
about 12 thin slices of French bread ($.50)
2 "spotty" bananas ($.40)
4 oz cream cheese ($.50)
4 granny smith apples ($1)
Syrup ($.50)

**Use rice bread and rice milk for the dish if you are GFCF. And omit cream cheese...will taste great with just the bananas!
 

Directions
1. In large bowl, whisk eggs and milk. Whisk in syrup and cinnamon.
2. In KitchenAid or using hand mixer, blend bananas and cream cheese until smooth and creamy. (I had frozen some cream cheese a few weeks ago. It doesn't thaw out into its original creamy texture, so I thought this would be a good meal for "thawed cream cheese." I used brown spotty bananas that were really ripe.  Gave it a nice flavor!)
3. In 8x8 baking dish, pour about 1/2 cup of egg mixture into the bottom of the dish, just enough to cover the bottom. Place bread on top of egg mixture to cover as much of the dish as possible.

4. Spread banana/cream cheese over the top of the bread. Cover with a more bread slices.

5. Pour the remaining egg/milk mixture over the top of the bread and cover with plastic wrap. Refrigerate at least 2 hours, but all day or overnight would be ideal!

6. Bake at 350 for 30 minutes.
7. Slice apples or other favorite fruit.
8. Serve Cream Cheese Stuffed French Toast with syrup and sliced apples.